The Hanover Insurance Stock Analysis

Hanover Stock Analysis Notes

About 90.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.8. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Hanover Insurance recorded earning per share (EPS) of 17.33. The entity last dividend was issued on the 12th of December 2025. The firm had 5:4 split on the November 8, 2013. The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. Hanover Insurance operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 4400 people. To find out more about The Hanover Insurance contact the company at 508 855 1000 or learn more at https://www.hanover.com.

Hanover Insurance Investment Alerts

Hanover Largest EPS Surprises

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Hanover Insurance Environmental, Social, and Governance (ESG) Scores

Hanover Insurance Thematic Classifications

Hanover Stock Institutional Investors

Note, although Hanover Insurance's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Hanover Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 6.23 B.

Hanover Profitablity

The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.14 %, which entails that for every 100 dollars of revenue, it generated $0.14 of operating income.

Management Efficiency

Hanover Insurance has Return on Asset of 0.0325 % which means that on every $100 spent on assets, it made $0.0325 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2002 %, implying that it generated $0.2002 on every 100 dollars invested. Hanover Insurance's management efficiency ratios could be used to measure how well Hanover Insurance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hanover Insurance's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hanover Insurance's Return On Tangible Assets are most likely to increase slightly in the upcoming years. The Hanover Insurance's current Return On Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to roughly 301.8 M.

Technical Drivers

As of the 1st of February, Hanover Insurance retains the Risk Adjusted Performance of 0.0144, downside deviation of 1.36, and Market Risk Adjusted Performance of 0.0731. Concerning fundamental indicators, the technical analysis model lets you check existing technical drivers of The Hanover Insurance, as well as the relationship between them. Please check out Hanover Insurance variance, as well as the relationship between the maximum drawdown and semi variance to decide if Hanover Insurance is priced fairly, providing market reflects its last-minute price of 174.14 per share. Given that The Hanover Insurance has jensen alpha of 0.0032, we strongly advise you to confirm Hanover Insurance's regular market performance to make sure the company can sustain itself at a future point.

Hanover Insurance Price Movement Analysis

Hanover Insurance Insider Trading Activities

Hanover Insurance Outstanding Bonds

Hanover Insurance Predictive Daily Indicators

Hanover Insurance Corporate Filings

Hanover Insurance Forecast Models

Hanover Insurance's time-series forecasting models are one of many Hanover Insurance's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Hanover Insurance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Hanover Insurance Bond Ratings

The Hanover Insurance financial ratings play a critical role in determining how much Hanover Insurance have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Hanover Insurance's borrowing costs.

Hanover Insurance Debt to Cash Allocation

The Hanover Insurance has 784.1 M in debt with debt to equity (D/E) ratio of 0.34, which is OK given its current industry classification. Hanover Insurance has a current ratio of 0.35, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hanover to invest in growth at high rates of return.

Hanover Insurance Total Assets Over Time

Hanover Insurance Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Hanover Insurance uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Hanover Insurance Debt Ratio

3.42

It seems as most of the Hanover Insurance's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Hanover Insurance's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Hanover Insurance, which in turn will lower the firm's financial flexibility.

Hanover Insurance Corporate Bonds Issued

Hanover Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Hanover Insurance prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Hanover shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Hanover Insurance. By using and applying Hanover Stock analysis, traders can create a robust methodology for identifying Hanover entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Hanover analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Hanover analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

The Hanover Insurance stock analysis indicators help investors evaluate how Hanover Insurance stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Hanover Insurance shares will generate the highest return on investment. By understating and applying Hanover Insurance stock analysis, traders can identify Hanover Insurance position entry and exit signals to maximize returns.

When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.